Question 1

Am I eligible for USAA renters insurance?

Accepted Answer

You are eligible for USAA insurance if you belong to one of the following categories: People currently serving in the US Air Force, Army, Coast Guard, Marines, National Guard, Reserves, and Navy Individuals who retired or separated from the US military with “Honorable” discharge type Eligible family members Cadets and midshipmen

Question 2

Does USAA renters insurance cover broken windows?

Accepted Answer

If the damage to the windows occurred due to a storm or accident, they are covered by the house owner’s insurance. In case the damage is caused by negligence or destructive behavior, most likely broken windows won’t get covered.

Question 3

Does USAA renters insurance cover pet damage?

Accepted Answer

No, it does not. USAA renters insurance does not provide coverage for damage caused by pets and insects.

Question 4

Does USAA renters insurance cover cell phones?

Accepted Answer

Yes, USAA renters insurance can cover cell phones. However, note that you’ll have to pay a deductible. Moreover, certain limitations to the policy will apply. You can also look into mobile phone protection offered by the USAA.

Question 5

Does renters insurance cover bed bugs?

Accepted Answer

Bedbugs and certain other pests occur due to a lack of maintenance. Therefore, they’re not covered by renters insurance.

Question 6

How can I cancel USAA renters insurance?

Accepted Answer

You can cancel USAA renters insurance through your USAA account. Alternatively, you can call a service representative or email the company.

Question 7

Does renters insurance cover flooding?

Accepted Answer

Usually, standard renters insurance policies do not provide coverage for flooding. However, USAA includes floods into their covered perils under the basic policy.

Question 8

Does renters insurance cover mold damage?

Accepted Answer

It covers mold only if it occurs due to a covered event. For example, if you get mold in your house after flooding or water damage — USAA renters insurance will cover it.

Question 9

Does renters insurance cover temporary housing?

Accepted Answer

Yes, renters insurance usually covers temporary housing expenses in case your house gets damaged in a covered event.

Question 10

Does renters insurance cover dog bites?

Accepted Answer

Yes, it does. Personal liability protection provides coverage for dog bites.

Question 11

Does renters insurance cover property damage?

Accepted Answer

Absolutely. If your property is damaged due to one of the covered perils, it will be covered by renters insurance.

Question 12

Does renters insurance cover fire?

Accepted Answer

Yes, it does. If your possessions are destroyed by fire, be sure renters insurance will get you covered.

Question 13

Does renters insurance cover car theft?

Accepted Answer

No, renters insurance doesn’t cover car theft. However, it covers personal property inside the car during the theft.

Question 14

Does renters insurance cover moving costs?

Accepted Answer

No, renters insurance does not cover moving costs. However, you can get coverage for damages to personal property while moving. Certain limitations apply.

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